Saturday, 30 July 2011

Bank of Baroda clerk result 2011 www.bankofbaroda.com BRJ News

Bank of Baroda
Bank of Baroda has an extensive network of 3450 branches spanning the length and breadth of the country. There is a branch in the vicinity of everyone in need of a banking solution.

With a customer centric approach of being operational 24 hours a day, across 25 countries, the bank branches are the last door you will have to knock while on the lookout for an answer to your queries.

Bank of Baroda Result 2011
BOB Recruitment of Clerical Staff – Project 2011-Written Test Results…
Bank of Baroda result for written test result for Clerical Staff – Project 2011 will be displayed on Bank’s website now. Bank shall be filling the vacancies through Recruitment of Clerical Staff – Project 2011 for which the written test was conducted on 13-03-2011 and 17-04-2011 respectively. Recruitment of Clerical Staff – Project – 2011 – 2000 Vacancies. Bank of Baroda Clerk Result 2011 has been announced today on 29th July 2011. On the basis of performance in written test, list of qualified candidates in test has been issued by Bank of Baroda. Candidates can check their Roll Numbers in the issued list. These eligible candidates are invited for interview. BOB Clerks Interviews are scheduled to be held from 22nd Aug 2011 onwards.

Necessary intimation for Bank of Baroda Clerk Interview is being sent to eligible candidates by SMS, E-Mail & Post about. Date, Time & Venue of interview will be intimated soon. BOB Interview Call Letter will be displayed shortly at www.bankofbaroda.com.

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Bank of Baroda has come out with the financial results for the quarter ended June 11 and has conducted analyst meet on 27 July 11 at Mumbai. The conference was addressed by the MD Mallya - Chairman and managing Director, Rajiv Kumar Bakshi and N S Srinath - Executive directors and Rupa Rege Nitsure - Chief economist of the bank

Highlights of the call are:

  • Business of the bank has improved by 24% y-o-y and 2% q-o-q to Rs 545283 crore at end of June 11. Domestic business grew 22% y-o-y and 0.6% q-o-q to Rs 405156 crore and overseas business grew by 29% y-o-y and 6.7% q-o-q to Rs 140127 crore in the quarter under review.
  • Balance sheet has improved by 24% y-o-y and 3% q-o-q to Rs 269831 crore for the quarter ended June 11.
  • Advances grew by 25% y-o-y and 2% q-o-q to Rs 232340.1 crore for the quarter ended June 11. Overseas advances grew 7.5% q-o-q and 28% y-o-y to Rs 63719 crore in quarter under review. The domestic advances grew 25.2% y-o-y and 1.6% q-o-q to Rs 232340 crore. Retail credit grew 24% y-o-y and slipped by 4.6% q-o-q to Rs 30934 crore of which housing loans grew 20% y-o-y and 3% q-o-q to Rs 12910 crore. SME credit grew by 31.4% y-o-y and 3.7% q-o-q to Rs 28367 crore. The management expects to grow advances by 24% for FY12.
  • Global Deposits grew by 23% y-o-y and 2.5% q-o-q to Rs 312943 crore at end of June 11. Domestic deposits grew 20.6% y-o-y and 1.4% q-o-q to Rs 236536 crore while domestic CASA deposits grew 16% to Rs 80225 crore in quarter ended June 11. The Overseas deposits grew 36% y-o-y and 6% q-o-q to Rs 76407 crore while that of Overseas CASA deposits grew 23.4% and fell 5.5% q-o-q to Rs 6996 crore in the quarter under review. Share of domestic CASA deposits stood at 33.92% in terms of aggregate deposits and at 35.90% in terms of core deposits as on 30 June 11.
  • Global cost of deposits inched up from 4.39% in quarter ended June 10 to 5.36% in quarter ended June 11. Domestic cost of deposits inched up from 5.09% in June 10 to 5.63% in March 11 to 6.41% in June 11. On the other hand, overseas cost of deposits declined to 1.80% in quarter under review against 1.83% at in quarter ended March 11 and 1.95% in quarter ended June 10.
  • Global yield on advances inched up from 8.17% in June 10 to 8.74% in March 11 to 9.11% in June 11. Domestic yield on advances have inched up from 9.79% to 10.65% in March 11 to 11.23% in June 11. Total size of domestic investment book stood at Rs 79818 crore, while that of overseas book stood at Rs 3084 crore. As of June end, share of SLR securities in total investment was 87.95%. % of SLR to NDTL stood at 25.96%. Modified duration of investment book stood at 2.50 years and that of HTM was 4.90 years.
  • Global NIM slipped from 2.90% in June 10 and 3.45% in March 11 to 2.87% in the quarter under review. The domestic NIM has also declined from 3.43% in June 10 and 4.16% in March 11 to 3.39% in June 11. NIM in overseas operations improved from 1.31% in Q1FY11 to 1.37% in the quarter under review.
  • Capital Adequacy ratio as per Basel II norms was 13.10% at end of June 11 against 13.25% in the corresponding previous year and 14.52% at end of March 11.
  • The yield on investments improved to 7.47% in quarter under review against 6.66% in the corresponding previous year. Domestic yield on investment has increased to 7.59% in quarter under review against 7.60% a quarter ago and 6.83% a year ago.
  • ROA stood at 1.13% for the quarter ended June 11 against 1.19% in the corresponding previous quarter. ROE stood at 19.88% against 23.46% a year ago.
  • Asset Quality of the bank has deteriorated in the quarter under review. Gross NPA has increased by 29% y-o-y and 9% q-o-q to Rs 3425.46 crore for the quarter ended June 11. The slippages during the quarter were to the tune of Rs 584.82 crore of which Rs 566.19 crore were fresh slippages. Incremental delinquency ratio contained at 0.25% for Q1FY12 (annualized 1%). Further, Reductions from recovery at Rs 125.47 crore, up gradation Rs 71.48 crore, PWO and WO at Rs 114.91 crore amounted to Rs 311.86 crore. Slippages ratio for the quarter stood at 1% in quarter under review. % GNPA has also moved up to 1.46% against 1.41% a year ago and 1.36% a quarter ago. The management guided for delinquencies of 1-1.25% in FY12.
  • The sectorial break up of Gross NPA% is as follows: Agri 4.10%, Large and medium industries 1.80%, Retail 2.11%, Housing 1.96%, MSME 2.50% and Overseas operations 0.62% etc.
  • Net NPA has leaped up 43% y-o-y and 30% q-o-q to Rs 1024.42 crore in the quarter ended June 11. The %NNPA stood high at 0.44% against 0.39% a year ago and 0.35% a quarter ago. The provision coverage ratio including technical write off is 82.52% at end of June 11 against 85% at end of March 11.
  • The Outstanding restructured book stood at Rs 7166.28 crore at end of June 11. Of this Rs 454.85 crore loans were restructured in the quarter under review. Nearly Rs 897.88 crore of restructured loan accounts (of Rs 1 crore and above) slipped in to NPA.
  • The bank has opened 45 new branched in quarter ended June 11. It plans to open 269 branches in Tier I and Tier II centers and 253 branches in Tier 3 to 6 centers.
  • Business per employee has increased to Rs 12.65 crore against Rs 10.57 crore in the corresponding previous year. Profit per employee has increased to Rs 2.57 lakh against Rs 2.23 lakh in the corresponding previous quarter.
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Friday, 29 July 2011

(RPET) 2011 Board of Technical Education Jodhpur Rajasthan Rajasthan Pre Engineering Test techedu.rajasthan.gov.in

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Free online flash shooting game free shooting games My Top 10 Free Shooting Games 2011

Dominik made clear earlier this week he believes the free agent market is for signing players with starting-caliber credentials. Joseph certainly has those. He started all but two of the 51games he played for the Bengals the past four seasons,

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One night after wining and dining them at a local Tampa restaurant, Buccaneers general manager Mark Dominik agreed to terms on new contracts with unrestricted free agent offensive linemen Davin Joseph and Jeremy Trueblood late Thursday.

“It’s official, I’m a Buccaneer,’’ Joseph tweeted on his Twitter account shortly after midnight.

The deal for Joseph is for seven years, according to NFL Network, while Trueblood’s deal is for two years, according to the NFL Network.

The agreements bring to three the number of Bucs unrestricted free agents who have agreed to terms on new contracts with the team. Linebacker Quincy Black agreed to terms on a five-year, $29 million deal on Wednesday.

The players can all sign their new contracts beginning at 6 p.m. today, but none can work out with the team until Aug. 4 according to a stipulation in the new collective bargaining agreement.

Dominik is handling free agency a little differently than most GMs. Instead of wining and dining other team's free agents, Dominik has been wining and dining his own.

On Wednesday night, Dominik gathered coach Raheem Morris and his staff, plus quarterback Josh Freeman, and took Joseph and Trueblood to dinner at 717 South in Hyde Park.

"It was a good time,'' Freeman said. "They are huge, a big part of our offense. They're veteran guys on this team."

The Bucs will start camp workouts today, including a 5:15 p.m. practice open to the public. A stipulation in the new labor agreement, however, prohibits free agent signees from working out with their teams before Aug. 4.

Before Joseph came to terms, players who reported to One Buc Place echoed their quarterback's sentiments, saying it was imperative players be brought back.

"I personally mention Davin because that's my guy,'' second-year defensive tackle Gerald McCoy said. "First off, he went to Oklahoma (McCoy's alma mater), and so I watched tape on him there.

"Then I went against him all last year (in practice) and going against him every day is what made me get better throughout the year. So, if I'm trying to have a big comeback year, I'm going to need him out there.''

Veteran tight end Kellen Winslow didn't stop at requesting Joseph be brought back. He said the same about a free agent the Bucs have seemingly decided against re-signing: middle linebacker Barrett Ruud.

"I think it is important to bring back Davin, and I don't know what's going on with Barrett Ruud's situation, but it would be very disappointing to see him leave,'' Winslow said.

"He's one of the key leaders on this team. I know the guys in that locker room want him back. The guys in the locker room, we love Barrett. He's a core guy, a core player here, and we would hate to see him leave.''

Ruud, reached Thursday by telephone, declined to comment on his situation. Earlier in the week, after Dominik made it sound as if Ruud was not in the team's future plans, Ruud believed the door was not shut on him yet.

Meanwhile, an Internet report Thursday said the Bucs extended an offer to the Bengals cornerback Johnathan Joseph, but he reportedly agreed to a five-year deal with the Houston Texans.

The Bucs' projected starters at cornerback are Ronde Barber, who turned 36 in April, and Aqib Talib, who could face a league-mandated suspension for his role in an offseason shooting incident in Texas. Talib faces a charge of aggravated assault with a deadly weapon.

Dominik made clear earlier this week he believes the free agent market is for signing players with starting-caliber credentials. Joseph certainly has those.

He started all but two of the 51 games he played for the Bengals the past four seasons, recording 56 pass breakups and 14 interceptions.

Dominik also continued Thursday to work on his goal of having all eight of the team's 2011 draft picks signed before today's first workout.

Tight end Luke Stocker, a fourth-round pick from Tennessee, and safety Ahmad Black, a fifth-round pick from Florida, announced Thursday on their Twitter accounts their signings were official.

Top picks Adrian Clayborn and Da'Quan Bowers signed Wednesday, Mason Foster and Daniel Hardy on Tuesday.


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Cơn <span class=sốt Blackberry 8830 giá 1.150.000đ" width="200" height="200">

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Thứ Bẩy, ngày 30/07/2011, 08:00
Hiên nay, muốn sở hữu một chiếc điện thoại thông minh có bàn phím Qwerty bạn phải bỏ ra số tiền đến vài triệu đồng, một con số tuy không lớn, nhưng cũng khiến cho bao sinh viên hoặc công chức văn phòng, thậm chí cả nhưng người thành đạt phải cân nhắc liệu có nên hay không phải bỏ ra số tiền nhiều trong khi chưa chắc đã dùng hết các tính năng của máy.

Trong thời gian vừa qua, Blackberry 8830 xuất hiện trên mạng và nổi lên như một "hiện tượng" về Smartphone (điện thoại thông minh) giá rẻ thời bão giá mà báo chí đã đưa tin trong thời gian gần đây. Thực chất đây là một sản phẩm được sản xuất dành riêng cho nhân viên, quan chức làm việc trong các cơ quan cần độ bảo mật cao tại Mĩ và châu Âu được nhập về Việt Nam nên sản phẩm không thiết kế thêm Camera và Wifi. Tuy nhiên để sử dụng được ở những cơ quan này, máy phải được hỗ trợ nhiều tính năng năng đặc biệt mà ít sản phẩm nào có được. Nhóm phóng viên chúng tôi có dịp cầm máy trên tay và tìm hiểu các tính năng của máy.

- Bộ nhớ của máy có thể lưu được danh bạ (danh bạ gồm 37 thông tin khác như nhiều số điện thoại, email, địa chỉ nhà riêng, hình ảnh...) gần như không giới hạn.

- Máy có màn hình rộng và sáng, phím bấm dạng bàn phím máy tính Qwerty để soạn thỏa tin nhắn, chat yahoo, ghi chú, lich nhắc việc, máy tính cân nhân một cách thỏa mái, tiện lợi.

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- Blackberry 8830 là chiếc Smartphone đặc biệt có thể sử dụng được cả GSM (Mobifone, Viettel, Vinafone...) và CDMA (S-Fone).

- Tin nhắn được liệt kê theo dạng danh sách như khi chúng ta chat yahoo trên máy tính, tiện lợi theo dõi nội dung, ngày tháng, rất phù hợp cho công việc

- Memopad (ghi chú), bạn không cần một cuốn sổ tay, phần mềm memopad giúp bạn ghi lại toàn bộ nội dung quan trọng mà bạn cần như giá cả, thông tin cá nhân, mã vé máy bay...

- Phần mềm Tasks (nhắc nhỡ công việc) giúp bạn lên lịch hẹn quan trọng.

- Phần mềm Calendar có thể lưu được những thông tin quan trọng trong thời gian dài như ngày sinh nhật..., máy còn hỗ trợ âm lịch.

- Phần mềm Search trong máy giúp bạn tìm kiếm thông tin nhanh trong danh bạ, tin nhăn, ghi chú...

- Máy hỗ trợ thẻ nhớ MicroSD đến 16GB, giúp bạn tha hồ lưu trữ nhạc, hình, video. Màu sắc hiển thị trên 8830 được đánh giá là tuyệt vời, bạn có thể sử dụng máy 8830 như một thiết bị giải trí cá nhân.

- Là dòng Smartphone, máy có thể cài thêm nhiều ứng dụng như chat yahoo, lướt web, đọc báo, bản đồ Google map và nhiều games hay.

- Thời gian sử dụng pin được phóng viên chúng tôi xếp vào loại khá hiện nay khi nghe gọi thông thường đến 3 ngày và chờ đến 1 tuần.

Dĩ nhiên với một chiếc máy đa năng như thế này, bạn sẽ thực sự thỏa mái khi sở hữu.Thêm một điều quan trọng bạn không thể bỏ qua, đó là giá bán, máy chỉ có giá 1.150.000đ.Và chiếc màu bạc với số lượng hạn chế, bạn phải bỏ ra số tiền 1.300.000đ nếu muốn ở hữu.

Địa chỉ bán Blackberry tại Việt Nam:

- Tại Hồ Chí Minh: 429 Nguyễn Kiệm - Q.Phú Nhuận. 08.6674.2208 - 0904.529.640

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- Tại Đà Nẵng: 467 Hoàng Diệu - Q.Hải Châu. 0511.282.8888 - 0905.110486
- Tại Hải Phòng: 130 Phố Chợ Lũng - Q.Hải An. 0904.151.024

- Tại Thanh Hóa: 18 Phạm Ngũ Lão - P.Đông Sơn. 037.625.0240 - 0916.348.078

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- Tại Kiên Giang: 89 Đống Đa - Tp.Rạch Giá. 077.3877.897 - 0903.654.755


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Obama must take a tip from Morgan Freeman in Deep Impact and deploy the nuclear www.deepimpactboats.com Now is not the time for a pacifist President

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If America's debt crisis is not solved in Congress, Barack Obama must take a tip from Morgan Freeman in Deep Impact and deploy the nuclear option.

Life and art: Morgan Freeman in the 1998 film Deep Impact - Now is not the time for a pacifist President Life and art: Morgan Freeman in the 1998 film Deep Impact

Anyone with a healthy appetite for transient terror loves a disaster movie, but being trapped in the reality version appears to be less fun than it is at the flicks. Gazing across the Atlantic as the US debt crisis countdown clock clicks remorselessly towards Doomsday on August 2, ghoulish fascination mingles with mounting panic, and I find myself thinking about the first black president of the United States.

I refer not to Barack Obama, of course, but to Morgan Freeman’s Tom Beck in Deep Impact. That 1998 disaster movie seems a handy reference point for the crazy melodrama in Washington, where at the time of writing ever more frantic Congressional wrangling is no closer to producing even a short-term postponement of the coming apocalypse.

The plot concerns a comet hurtling towards the Atlantic seaboard with every intention of doing for humanity what a predecessor did for the dinosaurs. The problem for Beck, in facing this “extinction-level event”, is that even the most bipartisan of presidents cannot reason with a comet.

In a striking instance of life imitating art, President Obama has the identical problem. The Tea Party may technically be an umbrella term for a ragtag coalition of self-styled patriots, but in political terms it is a ball of raging, all-consuming fire that exists to obliterate whatever lies in its path. If that includes the US’s AAA credit rating, with God alone knows what consequences for an already stagnant US economy and a petrified world beyond, so be it. There is no compromising with a comet. All you can do is try to destroy it before it destroys you.

This President Beck attempted to do by sending astronauts to implant nuclear warheads at its core. Now President Obama is advised to take the nuclear option himself. If no deficit reduction deal can be struck, his supporters urge, he should use the 14th Amendment to bypass Congress and raise the debt limit above its $14.3 trillion limit himself.



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Bill Clinton says that he would use the 14th, if it will forgive the familiarity, in a trice. But Obama is hardly a nuclear kinda guy, and the erstwhile constitutional law professor in him doubts that section 4, which states that “the validity of the public debt… shall not be questioned”, covers the unilateral raising of the debt ceiling by executive order. If he relied on the 14th, an inevitable referral to the Supreme Court might be the least of it. Congressional Tea Party hostages, feigning Stockholm Syndrome in the hope of persuading their captors not to shoot them by way of primary challenges, would seek to impeach him for acting unconstitutionally. He would be heading towards the battle of his life.

The obvious answer to that objection is, in the argot of George W Bush, bring it on. Obama has offered Republican negotiators huge cuts in welfare benefits and a delay in entitlement to Medicare until the age 67, regardless of the political price to be levied in the 2012 election for further alienating his base. This was rejected. He has asked that roughly one dollar in every three of the deficit reduction come from tax hikes for the very rich. Also rejected. Although this may change (and may, for all I know, have changed overnight), there currently appears to be nothing he could offer that would be acceptable to the Tea Party and its stooges on Capitol Hill.

How long must this appeasement continue before Obama tires of the Neville Chamberlain tribute act and moves that bust of Churchill back into the Oval Office? If that analogy seems as laughably hysterical as the Deep Impact one, maybe it is. This being virgin territory, no one can predict the precise outcome of a default. But nor does anyone quite believe that it would represent an existential threat. Life, as President Beck put it after the chunk of comet not destroyed by the nukes hit the Atlantic seaboard, must go on.

Meanwhile, the Tea Party, for all its neo-fascistic overtones and the “resistance is futile” motto engraved below the wrecking ball rampant on its metaphorical heraldic crest, is not Hitler.

What it is, however, is an insanely purist anti-democratic menace that disdains any compromise, even when almost entirely on its own terms. Its members are enslaved to a warped, Manichean ideology, mingling elements of anarchism and nihilism with ferociously un-Christian disregard for those in greatest need, which holds that taxation and government are evils in themselves. They could not care less about a default, whether or not that result is sharply raised interest rates that will cripple their personal finances, along with those of their country and the wider world. Quite the reverse: they embrace the prospect. Regardless of collateral damage to themselves, war is what they crave.

So this is not the time for a pacifist president. This is the time for the President to slip the deadening shackles of academic aloofness, and go to war. But does Obama have a warrior within? If the party of “Hell, no! Now what was the question?” continues to hold sway through the weekend, we will find out soon enough. He has the codes and the warhead is primed. Upon whether he has the balls to activate it before the comet scorches past the point of no return, and deploys the 14th to avert the cataclysm, rather more than his own place in history will depend.

I've largely ignored comet Elenin because on top of coronal mass ejection and polar shift it's just one of those planetary disaster scenarios that worrying about seems neurotic. Bangkok doesn't fare well in the "future map" scenarios I've researched thus far. Phnom Penh looks good in a pinch but my point is I have researched the matter, and so if you live in Asia below is a selection I've channelled from my inner cartographer. I'm being flippant because I've learned that "future maps" are Class A fear-porn, leaving hard core debunking sceptics unable to resist a bit of right click/save-image insurance policy on the quiet. So be my guest. It can be our secret.









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